Delicious Chocolate Peanut Butter Banana Cream Trifle dessert in a glass.
Dessert

Chocolate Peanut Butter Banana Cream Trifle

Creamy, indulgent, and delightfully nostalgic, this Chocolate Peanut Butter Banana Cream Trifle is a crowd-pleaser that feels like a celebration in every spoonful. Layers of silky chocolate pudding, fluffy whipped cream, peanut butter ribbons, ripe bananas, and crunchy graham cracker crumbs come together in minutes for an impressive dessert with almost no fuss. Fun fact: trifles trace back to 16th-century England, but this modern mash-up proves classics can get a playful makeover. If you love easy yet decadent desserts, you might also enjoy my take on Chocolate Peanut Butter Brownie Bars, which shares that same peanut butter-chocolate comfort. Simple, quick to assemble, and perfect for family gatherings — you’ll want to make this again and again.

What is Chocolate Peanut Butter Banana Cream Trifle?

What’s in a name? A trifle is a layered dessert, and this version answers the question: what happens when chocolate, peanut butter, and banana walk into the same bowl? Think of it as a parfait gone deluxe — but better. Did someone name it because someone once bribed a picky eater with peanut butter and bananas? Maybe. Who wouldn’t agree that “the way to a man’s heart is through his stomach.”? It’s playful, over-the-top in the best way, and designed for sharing. Give it a try and see which layer wins your heart first.

Why You’ll Love This:

  • Main highlight: The contrast of textures — creamy chocolate pudding, airy whipped cream, lush banana slices, and crunchy graham cracker crumbs — creates a dessert that’s multi-dimensional with every bite.
  • Cost-saving benefits: Making this trifle at home uses pantry staples and budget-friendly ingredients, so you skip expensive store-bought cakes or bakery desserts without sacrificing flavor.
  • Flavorful toppings: Mini chocolate chips and chopped peanut butter cups add bursts of chocolate and a homemade touch that elevates simple ingredients into something spectacular.

If you enjoy rich peanut butter-chocolate pairings, check out the gooey layers in my Chocolate Peanut Butter Ooey Gooey Cake for another decadent option. Go ahead — make this trifle for a party and watch it disappear.

How to Make:

Quick Overview

This trifle is straightforward: whip, whisk, layer, chill. Preparation is mostly assembly — no baking required — so it’s perfect for beginners or last-minute gatherings. Expect a creamy, rich flavor profile with a satisfying crunchy finish from the graham cracker crumbs. Prep time: about 20 minutes. Chill time: at least 2 hours.

Ingredients

  • 2 cups heavy cream, cold
  • 1/4 cup powdered sugar, for whipped cream
  • 1 tsp vanilla extract
  • 1 package (3.9 oz) instant chocolate pudding mix
  • 2 cups cold milk (for pudding)
  • 1 cup creamy peanut butter, room temperature
  • 1/2 cup powdered sugar (extra), for peanut butter mixture
  • 3 large bananas, sliced into 1/4-inch rounds
  • 1 box (14.4 oz) graham crackers, crushed (or about 3 cups crumbs)
  • 1/2 cup mini chocolate chips
  • Peanut butter cups, chopped (for garnish)

Directions

  1. Chill a mixing bowl and beaters in the fridge for 10 minutes to help the heavy cream whip faster.
  2. In the chilled bowl, beat 2 cups heavy cream, 1/4 cup powdered sugar, and 1 tsp vanilla extract on medium-high speed until stiff peaks form. Taste and adjust sweetness if needed. Set the whipped cream aside in the refrigerator so it stays firm.
  3. Prepare the chocolate pudding by whisking the 3.9 oz instant chocolate pudding mix with 2 cups cold milk until smooth and thickened, about 2 minutes. Let it sit in the refrigerator to firm up for 5–10 minutes.
  4. In a separate bowl, mix 1 cup creamy peanut butter with 1/2 cup powdered sugar until smooth and spreadable. If the peanut butter is too thick, warm it for 10 seconds in the microwave and stir to loosen.
  5. Start assembling the trifle in a large trifle dish or a clear glass bowl. Begin with a layer of crushed graham crackers at the bottom (about 1–1.5 cups).
  6. Spoon a layer of chocolate pudding over the graham crackers, spreading gently to the edges.
  7. Arrange a single layer of sliced bananas over the pudding, then dollop or spread a layer of whipped cream on top.
  8. Drop spoonfuls of the peanut butter mixture across the whipped cream; it’s okay if they’re uneven — the ripple effect is part of the charm. Sprinkle 2–3 tablespoons of mini chocolate chips over this layer.
  9. Repeat the layers (graham crackers, chocolate pudding, bananas, whipped cream, peanut butter dollops, chocolate chips) until your dish is full, finishing with a generous layer of whipped cream on top.
  10. For a final flourish, sprinkle chopped peanut butter cups and extra mini chocolate chips over the top layer.
  11. Cover the trifle with plastic wrap and refrigerate for at least 2 hours so flavors meld and the layers set. Serve chilled with a long spoon and enjoy.

Chocolate Peanut Butter Banana Cream Trifle

What to Serve With:

  • Fresh fruit platter (berries or sliced apples) to add brightness and balance the richness.
  • A hot cup of coffee or espresso for contrast, or iced milk for a kid-friendly option.
  • Salted caramel sauce drizzled over individual servings for a gourmet twist.
  • Simple green salad with a light vinaigrette if serving as part of a larger meal to cut the sweetness.

Top Tips for Perfecting:

  • Substitutions: Use crushed vanilla wafers instead of graham crackers for a different texture. Swap natural peanut butter for creamy if you prefer less oil separation.
  • Timing: Slice bananas just before assembly if you want them firmer; if making ahead, toss banana slices lightly with lemon juice to prevent browning.
  • Flavor boosts: Stir a teaspoon of instant espresso into the chocolate pudding mix for a deeper chocolate note.
  • Avoid sogginess: Keep graham cracker layers slightly thicker and don’t over-soak with pudding; chilling helps them hold their texture.
  • Presentation: Use a clear trifle dish so the layers show, or make individual parfait glasses for elegant portions.

Storing and Reheating Tips:

  • Refrigeration: Cover and store in the fridge for up to 3 days. Texture softens over time, so best enjoyed within 48 hours.
  • Freezing: Not recommended; freezing changes texture of whipped cream and bananas and makes the graham crackers soggy.
  • Serving leftover trifle: Stir gently before serving if the layers separate slightly. No reheating needed — serve cold.

FAQs

Can I make this trifle gluten-free?
Yes. Swap the graham crackers for a gluten-free cracker or cookie and ensure your pudding mix and other packaged ingredients are labeled gluten-free.

Can I prep this the night before?
Absolutely. Assemble the trifle and refrigerate overnight. Bananas may brown slightly; to reduce browning, toss slices with a little lemon juice before layering.

Can I use natural peanut butter?
You can, but natural peanut butter is thinner and may separate. Stir well and consider reducing any added liquid elsewhere. For a firmer peanut butter ribbon, use creamy, stabilized peanut butter.

Is there a dairy-free version?
Yes — use coconut cream whipped topping, dairy-free pudding mix, and a plant-based milk alternative. For a guide, see specialized dairy-free recipes online.

How do I prevent the graham crackers from getting too soggy?
Layer with a slightly thicker base of crumbs and avoid adding excess pudding directly onto that first layer. Chilling the trifle allows crumbs to soften just enough without becoming mushy.

Conclusion

This Chocolate Peanut Butter Banana Cream Trifle is a wonderfully simple yet showstopper dessert that balances creamy, crunchy, and fruity elements in every spoonful. It’s easy enough for weeknight entertaining yet impressive enough for holidays, and the make-ahead convenience is a hostess dream. If you’d like to explore a gluten-free, dairy-free version of this trifle, that adaptation covers helpful substitutions and tips to keep the same great flavors. Make it, share it, and enjoy the smiles it brings.

Delicious Chocolate Peanut Butter Banana Cream Trifle dessert in a glass.

Chocolate Peanut Butter Banana Cream Trifle

Creamy, indulgent, and delightfully nostalgic, this Chocolate Peanut Butter Banana Cream Trifle is a crowd-pleaser that feels like a celebration in every spoonful.
Prep Time 20 minutes
Total Time 2 hours
Course Dessert
Cuisine American
Servings 8 servings

Equipment

  • Mixing Bowl
  • Trifle Dish
  • Electric Mixer

Ingredients
  

Ingredients

  • 2 cups heavy cream cold
  • 1/4 cup powdered sugar for whipped cream
  • 1 tsp vanilla extract
  • 1 package (3.9 oz) instant chocolate pudding mix
  • 2 cups cold milk for pudding
  • 1 cup creamy peanut butter room temperature
  • 1/2 cup powdered sugar extra, for peanut butter mixture
  • 3 large bananas sliced into 1/4-inch rounds
  • 1 box (14.4 oz) graham crackers crushed (or about 3 cups crumbs)
  • 1/2 cup mini chocolate chips
  • Peanut butter cups chopped (for garnish)

Instructions
 

  • Chill a mixing bowl and beaters in the fridge for 10 minutes to help the heavy cream whip faster.
  • In the chilled bowl, beat 2 cups heavy cream, 1/4 cup powdered sugar, and 1 tsp vanilla extract on medium-high speed until stiff peaks form. Taste and adjust sweetness if needed. Set the whipped cream aside in the refrigerator so it stays firm.
  • Prepare the chocolate pudding by whisking the 3.9 oz instant chocolate pudding mix with 2 cups cold milk until smooth and thickened, about 2 minutes. Let it sit in the refrigerator to firm up for 5–10 minutes.
  • In a separate bowl, mix 1 cup creamy peanut butter with 1/2 cup powdered sugar until smooth and spreadable. If the peanut butter is too thick, warm it for 10 seconds in the microwave and stir to loosen.
  • Start assembling the trifle in a large trifle dish or a clear glass bowl. Begin with a layer of crushed graham crackers at the bottom (about 1–1.5 cups).
  • Spoon a layer of chocolate pudding over the graham crackers, spreading gently to the edges.
  • Arrange a single layer of sliced bananas over the pudding, then dollop or spread a layer of whipped cream on top.
  • Drop spoonfuls of the peanut butter mixture across the whipped cream; it’s okay if they’re uneven — the ripple effect is part of the charm. Sprinkle 2–3 tablespoons of mini chocolate chips over this layer.
  • Repeat the layers (graham crackers, chocolate pudding, bananas, whipped cream, peanut butter dollops, chocolate chips) until your dish is full, finishing with a generous layer of whipped cream on top.
  • For a final flourish, sprinkle chopped peanut butter cups and extra mini chocolate chips over the top layer.
  • Cover the trifle with plastic wrap and refrigerate for at least 2 hours so flavors meld and the layers set. Serve chilled with a long spoon and enjoy.

Notes

Best enjoyed within 48 hours. Keep graham cracker layers slightly thicker to avoid sogginess.
Keyword Decadent, Easy